Alternative Resources: When Insurance-Covered Advocacy Isn't an Option

When insurance-covered advocacy isn't an option for whatever reason, below are a few alternative options that may be worth exploring:

• Local City Hall & Social Services: Many people have success contacting their local city hall or social services offices, which often offer free programs and resources that aren’t widely known. It’s worth checking what’s available in your area.
• Insurance Company Resources: Insurance plans sometimes include support services for members facing homelessness, medical needs, or major life challenges. Calling your insurer can help uncover benefits you may not realize are included.
• Area Agency on Aging (AAA): The Area Agency on Aging helps older adults and caregivers access services like meals, transportation, in-home care, caregiver support, and benefits counseling. Their goal is to help seniors stay safe, independent, and in their communities.
• Healthcare Ombudsman: A healthcare ombudsman is a free, independent advocate who helps patients understand their rights, resolve complaints, and navigate care-related issues. They work confidentially and are available in all 50 states.
• Calling 211: Calling 211 connects you to a free, 24/7 service that helps you find local resources like food, housing, utilities, healthcare, and crisis support. Specialists tailor referrals based on your location and needs.
• FindHelp.org: This is a free website where you can search by ZIP code to find local programs for food, housing, medical care, transportation, and more. It connects people directly to verified community resources.
• Veterans & Spouses – VetAssist: VetAssist helps veterans and surviving spouses apply for VA Aid & Attendance and receive in-home care right away. They provide an interest-free loan to cover care costs until VA benefits begin.
• Private-Pay Option – Great National Advocates: Great National Advocates is a private-pay service for those with the financial means who want professional advocacy support. They offer personalized assistance in navigating healthcare and related systems.